Type of Information We Collect
We will collect and use information about you ("Information") to respond to your request for products and services offered through this website. We will also collect Information in order to notify you about products, services, and other opportunities we think will be of interest to you. The Information we collect may be of the following types:
1. Personal Information
Personal Information means any information specifically attributable to you, such as your name, address, date of birth, driver's license number, etc.
2. Demographic Information
Demographic Information, which may include Personal Information, refers to statistical information to categorize various populations, and includes your gender, zip code, occupation, level of education, and age.
3. Automatic Information
When you visit a website, your computer discloses certain information, such as your Internet Protocol (IP) address and the time of your visit. This site, like many other sites, records this basic information about visits to our site.
Sources of Information We Collect
1. Information Provided by You
We may collect any Information you provide to us by entering it through on our website or otherwise. This includes Information you provide in connection with obtaining quotes for home purchase loans, home refinance loans, or home equity loans. You can choose not to provide certain Information, but you may not be able to take advantage of our services and features. In addition, we may collect Information from you when you register to receive communications from us or any of our business partners. Moreover, we may collect Information you provide to us when you enter promotions or sweepstakes offered by DataZumba.com. Finally, we may collect Information you provide to us through telephone and web based surveys, customer service correspondence, and general feedback.
2. Information We Receive from Third Parties
We might receive Information about you from other online or offline sources and may add that Information to your existing account and/or our database.
Circumstances Under Which Your Information is Shared
We share Information about you under the following circumstances:
1. Loan Product or Service Requests
If you submit a request for quotes for a loan product or service offered through this website, we will share the Personal Information contained in your request form (such as your full name, address, telephone number, property location, self-assessed value, etc.) with lenders, which include banks, mortgage lenders and brokers (collectively, "Lender" or "Lenders") in our lender/loan modification network to process and fulfill your request. In some circumstances, we may obtain additional information about you and/or share that information with Lenders in our network. In addition, Lenders that receive your Personal Information may use that information to obtain your credit report and credit score in order to process and fulfill your request.
All Lenders in our network have entered into agreements with DataZumba.com, and are required to comply with federal and state privacy regulations. By submitting your request to DataZumba.com, you understand that Lenders may contact you by telephone (where in your conversation may be recorded), email, or regular mail based on the Information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of the Loan Modification Agencies contacts you and you wish not to be contacted again by that Agency with respect to your inquiry, then you should specifically make a request to that Agency not to contact you again. Please note that the Agencies may maintain the Information you provided whether you elect to use their services.
2. Information Shared With Our Vendors
We sometimes disclose the Information we collect to companies that operate various services for us such as marketing distribution, advertising, or certain product functionalities. These vendors only have access to Information as needed to perform their functions, and may not share it with others or use it for any other purpose.
3. Information Shared With Our Affiliate Partners
4. Information Shared With Our Subsidiaries, Parent or Sister Companies
We may share Information with our subsidiaries, parent company, or sister companies. For example, we may share your Information with VebLeads.com.
5. As Required or Permitted by Law
6. Merger or Acquisition
As with any other business, it is possible that DataZumba.com, in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the Information maintained by DataZumba.com, including your Personal Information, customer and business account information, but would continue to be bound by this policy unless you consent otherwise.
Cookies and IP Addresses
We also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.
Refusing Cookies: We utilize reputable third-party vendors to serve advertisements. If, however, you are not comfortable with cookies, you can adjust the settings within your browser to further prohibit being served a cookie. Please see your specific browser's instructions to perform this task.
Third Party Marketing
Third Party Ad Servers
You may receive advertisements for DataZumba.com from third parties. For instance, when visiting a third party website, you may receive a "pop up" window advertising DataZumba.com or any of its subsidiaries. Please note that such advertisements are served by the third party website that you have visited and are not controlled by DataZumba.com or VebLeads.com. In addition, such advertisements may be placed by third party ad servers or ad networks such as DoubleClick. These companies may employ cookies and action tags to measure advertising effectiveness. You may find more information at the website of either the individual ad network or the Network Advertising Initiative.
Third Party Advertisers
Please note that DataZumba.com can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email communications.
Marketing Email Options
By submitting your information you are registering to receive communications from us directly on our website or through a third party. Upon registering, we will periodically send you newsletters and other e-mails with offers and promotions. If you no longer wish to receive these communications, please let us know by sending an email to DataZumba.com Customer Care (You may also opt-out by clicking on the unsubscribe link in our emails).
How We Securely Store and Safeguard Your Information
The security of your Information is very important at DataZumba.com and we take a number of steps to safeguard it. For example:
Internal Security Measures
We use security software to protect the confidentiality of your personal information. In addition, our business practices are reviewed periodically for compliance with policies and procedures governing the security and confidentiality of our information. Our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons.
Your access to some services and content is password protected. We advise that you do not disclose your password to anyone. In addition, we recommend you sign out of password-protected services at the end of your session.
A Special Note about Children's Privacy
Accessing Your Information
You can request access to all your Information by sending an e-mail.